Manufactured Home Insurance refers to the type of homeowners insurance unique to the owners mobile homes. However, this type of insurance can also be used to insure a garage or a shed. It can be a very important policy to own in order to protect your most important assets.
When taking out a Manufactured Home Insurance (Allen, TX and Plano, TX included) policy, you will ensure that your plan provides you with protection against damage cause by severe weather, such as tornadoes and severe storms, fires, vandalism and theft, and other situations that may create a situation in which one is unable to use their Manufactured Home for its intended use. In a standard Manufactured Home Insurance policy, your personal belongings, including jewelry, computers, valuable coins, and other items of value should be covered so long as you have scheduled them under your policy. Keep in mind, that the higher the value of the items being covered, the more costly your premium will be.
Remember that even if you are renting your mobile home, garage or shed, you can still obtain a renters insurance policy that protects your personal belongings, as your landlord’s policy will not cover these items.